Charity insurance quotes tailored to your organisation's needs

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Giving your time and effort to a great cause can be immensely rewarding. Managing a small charity, social club, community group, or not-for-profit organization comes with its own set of risks.

We understand that your organization requires specialized cover from accidents involving volunteers or visitors to allegations of wrongdoing against trustees. Therefore, we provide you with expert advice and quotations from leading insurers, giving you peace of mind that your organisation and trustees are protected.

What charity insurance coverage do I need?

In most cases, public and employers' liability insurance are fundamental covers for charities. The public liability insurance you have can cover costs of up to £5 million, should someone be injured or their property damaged as a result of your organization.

Employers' liability insurance is usually a legal requirement if you employ full-time or part-time employees or have volunteers. You are covered up to £10 million if someone working or volunteering for you gets injured or ill while they're working for you. Additionally, if there are trustees, it is recommended that you have trustee indemnity insurance.

If your organisation owns its building or has content and computing equipment, you would want to ensure these assets from incidents such as fire, flood, theft, etc. Generally, this can be added to our charity insurance package policies.

 

Standard Covers

 

Property

Contents

Business Interruption

Public Liability

Employers Liability

Optional Covers

 

Trustee Liability

Professional Indemnity

Abuse & molestation cover

Legal Expense

Cyber Insurance

Private Medical Insurance

Key Person Insurance

Expert advice from Prima Insurance Brokers

With several years of experience and expertise across the not-for-profit, charity and education sectors. Clients can count on us as their in-house insurance advisers since we take the time to understand their organisation in depth creating a strong, trusting partnership.

We know the charity sector has a wide range of special risks, which can often be confusing. By drawing on our experience and knowledge, we can guide you through every challenge and complexity - from legal requirements to operational set up.

Benefits

Marketing Research

Research helps you plan the best way to get your product from the manufacturer to the retail shelf. In addition to deciding which retailers should carry your product, you should determine where your inventory will be held.

Listen to your team

Go to your team, and tell them you want to make a fresh start. Tell them you want them to enjoy their jobs more and get more done.

Analyze the Problem

In this problem solving step, you will want to figure out what caused the problem, what the problem looks like at this moment, and the urgency of addressing the problem.