An all-inclusive insurance package for construction companies that covers them from start to finish

"A qualified Broker can provide you with the advice and assistance to ensure you are properly protected"

 

A Contractors Combined Insurance policy is designed to offer a range of cover options specific to your business. Multiple sections of insurance coverage can be included under one policy wording in order to protect your business against losses resulting from damage to property of third parties or injuries to employees.

Contractors Combined Insurance typically covers public liability, employer's liability, product liability and contractors' all risks, along with material damage coverage, which can cover buildings, contents, tools, plant, and machinery.

 

Standard Covers

 

Contract all risks

Contract works

Public liability

Employers liability

 

Optional Covers

 

Professional indemnity

Non negligence liability

Airside liability

Motor fleet

Structural warranties

Cyber insurance

Management liability

Expert advice from Prima Insurance Brokers

Every contractor needs to understand the importance of insurance in their business. It can be risky, difficult, and legal to work as a construction contractor. With Prima Insurance Brokers, you can be confident that your Contractors Combined Insurance has been arranged by an expert.

As well as protecting your clients and employees, we will provide you with specialist cover. Our company not only offers competitive premiums from high-quality insurers for bespoke cover, but we also deliver a range of additional benefits.

FAQ

What's the difference between Contractors Combined Insurance and Commercial Combined Insurance?
A commercial combined policy includes coverage for risks such as your buildings, contents, stock, equipment, and employees, as well as public liability and products liability. In most cases, businesses operating from a business premises are covered by Commercial Combined Insurance.  While contractors combines are almost identical in coverage, they are designed for contracting businesses where most of their turnover and income are generated from work away from their premises.  
What can commercial combined insurance cover?

There are a large number of covers available through a policy, including but not limited to:

  • Public Liability
  • Employers Liability
  • Product Liability
  • Property Damage
  • Business Interruption
  • Stock in transit

Different industries can benefit from commercial combined business insurance by taking advantage of its cost-effectiveness in acquiring several different insurance policies under one policy.

  • Warehouses
  • Manufacturers
  • Importers or exporters

 

 

What are the advantage of commercial combined insurance?

In this problem solving step, you will want to figure out what caused the problem, what the problem looks like at this moment, and the urgency of addressing the problem. Combining your coverage under one tailored, flexible and affordable policy can save you money. The type of policy you need to protect your business will depend on your business and may include public liability, product liability, employers' liability, buildings, stock, equipment, machinery, business interruption, personal accident, and legal expenses.