Gadget insurance for all models at low rates with experienced customer support

"A qualified Broker can provide you with the advice and assistance to ensure you are properly protected"

 

If your device cannot be repaired or if it has been stolen, gadget insurance will pay for the cost of repairing or replacing it, whether it is a smartwatch or a PlayStation 5.

Manufacturer's warranties are different from gadget insurance. Warranty coverage only lasts for about 12 months, and it only covers damage caused by third parties. Insurance lasts as long as you find it necessary, and it protects against much more than the manufacturer's warranty.

Is gadget insurance worth it?

You should consider gadget covers for several reasons. You'll have to consider what kind of gadgets you own and whether you're accident prone. You should think about getting gadget insurance if the gadgets you own cost a lot to replace or repair.

For example, if you own an expensive MacBook, and the cost to replace it if it ever breaks would be more than £1,000, gadget insurance seems reasonable, and you won't usually pay more than £170 a year for MacBook Insurance with Prima Insurance.

Make sure you first verify whether your current bank account, home insurance, or credit card includes gadget insurance before purchasing insurance. Sometimes, however, the gadget coverage offered by home insurance policies or bank accounts is not as comprehensive as the one offered by specialist gadget insurers.

Standard Covers

 

Accidental damage

Liquid damage

Breakdown

Theft

Unauthorised usage

Optional Covers

 

 

 

 

 

 

 

 

Expert advice from Prima Insurance Brokers

With several years of experience and expertise across the not-for-profit, charity and education sectors. Clients can count on us as their in-house insurance advisers since we take the time to understand their organisation in depth creating a strong, trusting partnership.

We know the charity sector has a wide range of special risks, which can often be confusing. By drawing on our experience and knowledge, we can guide you through every challenge and complexity - from legal requirements to operational set up.

FAQ

What commercial combined doesn't provide cover for?

Research helps you plan the best way to get your product from the manufacturer to the retail shelf. In addition to deciding which retailers should carry your product, you should determine where your inventory will be held.

What can commercial combined insurance cover?

There are a large number of covers available through a policy, including but not limited to:

  • Public Liability
  • Employers Liability
  • Product Liability
  • Property Damage
  • Business Interruption
  • Stock in transit

Different industries can benefit from commercial combined business insurance by taking advantage of its cost-effectiveness in acquiring several different insurance policies under one policy.

  • Warehouses
  • Manufacturers
  • Importers or exporters

 

 

What are the advantage of commercial combined insurance?

In this problem solving step, you will want to figure out what caused the problem, what the problem looks like at this moment, and the urgency of addressing the problem. Combining your coverage under one tailored, flexible and affordable policy can save you money. The type of policy you need to protect your business will depend on your business and may include public liability, product liability, employers' liability, buildings, stock, equipment, machinery, business interruption, personal accident, and legal expenses.