Why you should use a Life Insurance Broker versus going direct to a Life Insurance Provider
What is a life insurance broker and what do we do?
A life insurance broker is someone who can compare a range of quotes for you and ensure that you have the most complete cover at the best price. Prima Life are an advised service which means that we will only provide you with the right life insurance for you and if we do not think it is valuable to you we will not sell it.
Ease of use
Speaking to a one of our brokers on the phone is the easiest way to get Life Insurance, it takes out all the guess work and ensures you get the cover you need.
Second to this we also have access to all providers, not just one. This way you know you are getting the best deal and the best cover for you and your family. You do not have to go to every insurance provider to get a quote we do that for you.
Peace of mind
When you take out Life Insurance by yourself, can you be sure that you are getting the exact cover you need? Or that you have got the best cover you could have?
Our insurance advisors speak to 100s of people a day and have years of experience in finding our customers the RIGHT policy for them. Your won personal advisor will give you peace of mind should anything happen, then your family will receive the payout.
Advisor led application
If you have tried to complete a life insurance application online before you will know that it is thorough, time consuming and not straightforward. Having a qualified expert, who is FCA regulated, guide you through the questions and ensure that your application is bullet proof and your insurer will pay out upon your death.
Save money
By getting insured for the exact amount you need with help from a qualified advisor, you take away the guess work and ensure you are covered for what you need. This maximises your chance of a payout in the eventuality of your death and will ensure your family are looked after.
Brokers are also able to check the whole of market and not just one insurance provider, having this whole of marketing view allows brokers to get you the best price.
Brokers will also have access to preferred rates which means they will likely be cheaper than going direct to the insurer.
How does a life insurance broker make money?
If using a broker can be cheaper then how does a broker make money? Life Insurance brokers receive money from the insurers as a commission payment. This does not increase the cost of your life insurance premium.
FCA Registered Broker
Prima Life are an FCA registered Life Insurance broker. We have to achieve a certain level of accreditation to become FCA registered and we are held to strict guidelines by the FCA so you have peace of mind that
So why use Prima Insurance Brokers
- Preferred rates from insurance mean a cheaper policy for you
- Award-winning in the industry
- Your own personal advisor who will be your point of contact
- A qualified advisor to ensure you get the
